Plan beyond year one

Four-Year College Cost Projection

See how annual price increases and changing financial aid can affect the total cost of a degree.

Enter your first-year estimates

Use the college's current cost of attendance and your renewable grants or scholarships.

Year-by-year projection

YearCostAidNet cost
Year 1
Year 2
Year 3
Year 4

How to use this estimate

Compare the projected net cost with family savings, expected earnings, and realistic borrowing limits. Confirm whether scholarships renew automatically and whether their amounts remain fixed while tuition rises.

What should I include in total cost?

Include tuition, required fees, housing, meals, books, transportation, insurance, and personal expenses for one academic year.

Why can net cost rise even when aid renews?

A fixed scholarship covers a smaller share of the bill when tuition and other costs increase each year.

Does this predict the exact bill?

No. It is a planning estimate. Always confirm charges and renewal conditions with the college.

This calculator provides educational estimates only and is not financial advice. Actual costs and aid may differ.

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